Wouldnt renew my policy as I installed a stereo

I had a stereo professionally fitted and UHF had an amp under the seat 4 speakers and tweets cost was just under $2000 installed they wouldn't renew my policy stating that I had modified my vehicle. They covered it during my insurance period I had paid the 12 months in full but they added an additional $500 to any claim onto of the $600 excess regardless if the stereo was part of the claim, so if i hit a car and just damaged a panel $1100 excess these guys are terrible and dealing with them is like taking one of those painful dumps you struggle to get out.

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