Allianz River Cruise Insurance Seems Useless

Viking gave us an option to cancel our May-June Rhine River Cruise to help save lives. Allianz informs us through AAA they will not refund policy cost for which they have not realized a loss; but will give us a credit that can be used during the next 12 month. Don't know if AAA received a commission from Allianz to refer us to them. Don't know if we can take a cruise within a year. Will recommend AAA never use or refer Allianz again and will rate Allianz a zero on every forum I can.

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