Medical claim not honored. Read the fine print.

We had to make a claim for a huge medical fee while in UK but got rejected because my wife had an operation 3 years earlier on the same area. This is despite the fact that the 2 medical events were not related and this was certified by the surgeon in UK. Allianz chose not to honour the claim. I might as well travel without a travel insurance policy, at least it could have contributed to some of the medical bill we had to fork out.

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