- Overall
1.0Overall
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Value for Money
1Value for Money
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Customer Experience
1Customer Experience
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Claims Experience
1Claims Experience
Vital Info You Must Know before Insuring with These Clowns
I have been a long loyal customer of Real Insurance since April 2012.
My 1998 Honda Civic GLI Sedan has been comprehensively insured with these clowns for $898.25 annually, with an excess of $800.
When I purchased a 2011 Toyota Corolla Ascent Sedan and wanted to insure it with them, they refused to insure my Corolla. When I asked them why, they said that even though I had 4 Not at fault accidents over the past 5 years, hence I am not eligible. When I said please explain, they said that they have a points system for drivers that are not at fault. The point system is basically, for every time you get taken from the rear end by a 6 foot pole as a result of a negligent driver you get a penalty of 2 points.
Over 5 years if you get taken from behind 4 times, even though the first time your vehicle was insured with another company & you accumulate 7 points or more as a result of someone else’s negligent driving, they will penalise the victim, instead of the instigator by not reinsuring or renewing your policy.
This is what precisely occurred to me.
On 08/12/2012 I was struck from behind and propelled into the vehicle in front of me.
I submitted my claim & my insurance company retrieved the cost of damages from the insurance company of the negligent driver.
On 25/09/2014 A vehicle exiting car park, reversed on my car while I was in motion.
I submitted my claim and provided the driver details to the insurance company.
On 10/07/2015 I was struck from behind and propelled into the vehicle in front of me.
I submitted my claim & my insurance company retrieved the cost of damages from the insurance company of the negligent driver.
I stuck it to Real Insurance and insured my 2011 Toyota Corolla Ascent Sedan with AAMI comprehensively for only $790, which is cheaper than insuring my 17 year old Civic with Real Insurance.
Furthermore my excess for the Corolla is $200 cheaper under AAMI, than it is for my 17 year old Civic currently insured with Real Insurance.
Stick it to these Guys and get Real Insurance from AAMI.
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