- Overall
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Value for Money
1Value for Money
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Claims Experience
1Claims Experience
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Customer Experience
1Customer Experience
THE LONG ROAD TO COVID-19 POLICY REFUND
I remained committed to getting my unused policy refund due to the Corona Virus Pandemic from Insureandgo (Mitsubishi Sumitomo Insurance Company Limited).
The process started when the Australian Government put a ban on overseas travel.
Insureandgo was very repetitive in their responses with saying that your policy is outside the 14 day cooling off period, which means no refund.
After many phone calls & heaps of emails without any budging from Insureandgo, I decided to take the next step.
I applied online to the free service of Australian Financial Complaints Authority (AFCA) & was appointed a case manager.
The case manager took on Mitsubishi Sumitomo Insurance on my behalf.
Eventually after we had to push a bit harder, the full refund appeared in our bank account.
So the long hard road was rewarded in the end.
Good luck to anyone taking on “INSURE AND GO”
6 comments on this review
I just wanted to let the general public know that You can get a unused policy refunded.
But insureandgo doesn't make it easy.
You have so many hoops for people to jump through, then you keep shutting the door. I guess your company is hoping that the refund process is too hard & the policy owner gives up.
All I want to get out there is, if someone thinks insureandgo isn't treating them in a fair & reasonable manner. They need to contac AFCA and lodge their complaint.
This will get insureandgo to come up with a resolution to the complaint.
If not AFCA can introduce a fine for not resolving the complaint.
This is much more a fairer way then following insureandgo's own complaint department.
"Complaints Department my a***! They would have total impartiality of course.
Will be mentioning that in future that they investigate themselves. Give me a break!
I was successful in having insureandgo return my premium for my unused policy.
Yes it took along time BUT I was persistent with phone calls & emails.
I was chasing the FAIR outcome.
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