They don't pay claims!

Operation 1. Delayed due to initial decline, left me in ER for a day whilst the issue was resolved!. Operation 2. They declined the doctors bills. The pharmacy costs and consumables. I have over $8k expenses and it appears they are refusing to pay a cent. I'm trying to recover from cancer and have been stuck battling with HBF for the last fortnight....this health fund is a con! They fine print exclude cover on items all other major health funds on the same tier cover. Don't be fooled by their marketing....

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